CDs and IRAs

United Trust Bank Certificates of Deposit (CDs) offer you a good way to guarantee your savings will keep on growing. Our CDs offer you competitive returns and are insured by the FDIC up to $250,000.

Whether you want a low-risk way to diversify your portfolio, save for retirement or have a time-specific savings need, CDs are a great choice to accomplish your financial goals.

You determine the amount of money you want to put in your CD and the term of the CD. In general, you earn a higher interest rate when you choose a CD with a longer term.

United Trust Bank CDs give you:

  • Flexible terms from 3 months to 5 years
  • FDIC Insurance
  • Competitive interest rates
  • $1,000 minimum opening deposit

And, our experienced Personal Bankers will help you determine the CD solution best for your financial situation. 

For more information, call or visit a Personal Banker today!


Money Market Accounts

Personal Money Market Account

  • Minimum to open: $2500
  • Monthly Service Fee: $20 if balance falls below $2500 on any day in the month.
  • Minimum daily balance to avoid service charge: $2500
  • Interest: Compounded and credited monthly.
  • Statements: Monthly Imaged Statements.
  • Withdrawals or Transfers: Limited to 6 per month.
  • Additional Features: Complimentary checks provided.

Premium Money Market Account

  • Minimum to open: $2500
  • Monthly Service Fee: $20 if balance falls below $10,000 on any day in the month.
  • Minimum daily balance to avoid service charge: $10,000
  • Interest: Compounded and credited monthly.
  • Statements: Monthly Imaged Statements.
  • Withdrawals or Transfers: Limited to 6 per month.
  • Additional Features: Complimentary checks provided.