CDs and IRAs
United Trust Bank Certificates of Deposit (CDs) offer you a good way to guarantee your savings will keep on growing. Our CDs offer you competitive returns and are insured by the FDIC up to $250,000.
Whether you want a low-risk way to diversify your portfolio, save for retirement or have a time-specific savings need, CDs are a great choice to accomplish your financial goals.
You determine the amount of money you want to put in your CD and the term of the CD. In general, you earn a higher interest rate when you choose a CD with a longer term.
United Trust Bank CDs give you:
- Flexible terms from 3 months to 5 years
- FDIC Insurance
- Competitive interest rates
- $1,000 minimum opening deposit
And, our experienced Personal Bankers will help you determine the CD solution best for your financial situation.
For more information, call or visit a Personal Banker today!
Money Market Accounts
Personal Money Market Account
- Minimum to open: $2,500
- Monthly Service Fee: $20 if balance falls below $2,500 on any day in the month.
- Interest: Compounded and credited monthly.
- Statements: Monthly Imaged Statements.
- Withdrawals or Transfers: Limited to 6 withdrawals per statement cycle, but only 3 made payable to 3rd parties.
- Additional Features: Complimentary checks provided.
Premium Money Market Account
- Minimum to open: $2,500
- Monthly Service Fee: $20 if balance falls below $10,000 on any day in the month.
- Interest: Compounded and credited monthly.
- Statements: Monthly Imaged Statements.
- Withdrawals or Transfers: Limited to 6 withdrawals per statement cycle, but only 3 made payable to 3rd parties.
- Additional Features: Complimentary checks provided.
Special Money Market Account
- Minimum to open: $5,000
- Monthly Service Fee: $20 if balance falls below $10,000 on any day in the month.
- Interest: Compounded and credited monthly.
- Statements: Monthly Imaged Statements.
- Withdrawals or Transfers: Limited to 6 withdrawals per statement cycle, but only 3 made payable to 3rd parties.
- Additional Features: Complimentary checks provided.