* All rates aresubject to change. ** APY= Annual Percentage Yield *** Penalty may be imposedfor early withdrawal.
(A) A $100.00 minimum deposit is required to open checking orsavings account. (B) Rates may change after account is opened. Fees may reduceearnings. (C) A $1,000.00 minimum balance is required to open a regularCertificate of Deposit. (D) A $1,000.00 minimum balance is required to open aCertificate of Deposit Special. 
****Customers with an existing money market account are not eligible forthe special rate above. A new money market account must be opened with fundsnot currently with UTB in order to receive the rates above. Interest rates andAnnual Percentage Yield are variable and subject to change at any time at thediscretion of UTB. We are“Member of FDIC”.

Savings and Checking (A) (B)

Rates current as of 07/14/2017*

INTEREST Rate APY**
$0-$999.99 0.05% 0.05%
$1,000 AND OVER 0.10% 0.10%
$0-$2,499.99 0.07% 0.07%
$2,500-$4,999.99 0.08% 0.08%
$5,000-$7,499.99 0.10% 0.10%
$7,500-$9,9000.99 0.11% 0.11%
$10,000 AND OVER 0.12% 0.12%

Money Market (A) (B)

Rates current as of 02/20/2015*

INTEREST Rate APY**
$0-$9,999.99 0.10% 0.10%
$10,000-$19,999.99 0.18% 0.18%
$20,000 AND OVER 0.22% 0.22%
$25,000 AND OVER 0.87% 0.87%

Certificate of Deposits (C)

Rates current as of 02/20/2015*

INTEREST Rate APY**
3 Month 0.10% 0.10%
6 Month 0.20% 0.20%
9 Month 0.20% 0.20%
12 Month 0.20% 0.20%
15 Month 0.25% 0.25%
18 Month 0.35% 0.35%
24 Month 0.40% 0.40%
36 Month 0.60% 0.60%
48 Month 0.70% 0.70%
60 Month 0.90% 0.90%
12 Month Special0.70%0.70%
18 Month Special0.80%0.80%
24 Month Special0.90%0.90%