* All rates are subject to change. ** APY= Annual Percentage Yield *** Penalty may be imposed for early withdrawal.
(A) A $100.00 minimum deposit is required to open checking or savings account. (B) Rates may change after account is opened. Fees may reduce earnings. (C) A $1,000.00 minimum balance is required to open a regular Certificate of Deposit. (D) A $1,000.00 minimum balance is required to open a Certificate of Deposit Special. ****Customers with an existing money market account are not eligible for the special rate above. A new money market account must be opened with funds not currently with UTB in order to receive the rates above. Interest rates and Annual Percentage Yield are variable and subject to change at any time at the discretion of UTB. We are“Member of FDIC”.

Savings and Checking (A) (B)

Rates current as of 01/08/2018*

INTEREST Rate APY**
$0-$999.99 0.05% 0.05%
$1,000 AND OVER 0.10% 0.10%
$0-$2,499.99 0.07% 0.07%
$2,500-$4,999.99 0.08% 0.08%
$5,000-$7,499.99 0.10% 0.10%
$7,500-$9,9000.99 0.11% 0.11%
$10,000 AND OVER 0.12% 0.12%

Money Market (A) (B)

Rates current as of 01/08/2018*

INTEREST Rate APY**
$0-$9,999.99 0.10% 0.10%
$10,000-$19,999.99 0.18% 0.18%
$20,000 AND OVER 0.22% 0.22%
$100,000 AND OVER 0.87% 0.87%

Certificate of Deposits (C)

Rates current as of 01/08/2018*

INTEREST Rate APY**
3 Month 0.10% 0.10%
6 Month 0.20% 0.20%
9 Month 0.20% 0.20%
12 Month 0.20% 0.20%
15 Month 0.25% 0.25%
18 Month 0.35% 0.35%
24 Month 0.40% 0.40%
36 Month 0.60% 0.60%
48 Month 0.70% 0.70%
60 Month 0.90% 0.90%
12 Month Special1.09%1.10%
24 Month Special1.24%1.25%
36 Month Special1.49%1.50%