America's Community Lender
At United Trust Bank we provide financial solutions to our customers while being fully committed to offering exceptional service and value. Unlike many banks and mortgage lenders, our bank is owned by our employees, not just stockholders. This important difference allows us to be more focused on the people we serve. Across the nation, our team has improved the financial future of thousands of customers -- helping them secure cash, lower their rates and reduce their monthly payments. We maintain a strong commitment to creating lifelong relationships with our customers in communities nationwide.
Please accept our invitation to contact us or to come see us in the Bank. We will show you just how important you are to our community and hope to earn your business today and every day.
Charles K. Wagner, Jr.
Chairman, CEO and President
Charles K. Wagner, Jr., Chairman, CEO and President
Janice J. Satala-Erdakos, Vice President & Chief Operating Officer
Janice started her career in banking in the mid-90's and has been working in Community Banks since. With 20+ years in the Banking Industry, she has served in many capacities and areas from Accounting to Lending. Although she was hired by United Trust Bank in April 2003 as the Loan Operations Manager, her expertise in other areas of the Bank allowed us to utilize her in the Operations area where she serves as Vice President of Operations.
Thomas J. Flournoy, Chief Financial Officer
Tom joined United Trust Bank as a career banker with over 35 years of community banking leadership in Finance and Accounting, Audit and Risk, Operations, and Information Technology. He has extensive experience in bank and mortgage accounting and reporting and regulatory examination management. Tom originally spent fourteen years as Vice President and Controller of a large Indiana-based regional bank. He then spent the last eighteen years as the CFO/COO for six community banks located in several midwestern and southern states.
Timothy P. Forkin, President, Mortgage Division
Kay brings over 35 years of Community Bank experience. Her primary focus has been in risk management including, enterprise risk management, audit, compliance, and operations. Kay comes to us most recently from a large financial institution consulting firm where she assisted over 100 financial institutions with risk and compliance issues. She is a graduate of North Carolina State University with BA degrees in Economics and Business Management.