America's Community Lender
At United Trust Bank we provide financial solutions to our customers while being fully committed to offering exceptional service and value. Unlike many banks and mortgage lenders, our bank is owned by our employees, not just stockholders. This important difference allows us to be more focused on the people we serve. Across the nation, our team has improved the financial future of thousands of customers -- helping them secure cash, lower their rates and reduce their monthly payments. We maintain a strong commitment to creating lifelong relationships with our customers in communities nationwide.
Please accept our invitation to contact us or to come see us in the Bank. We will show you just how important you are to our community and hope to earn your business today and every day.
Charles K. Wagner, Jr.
Chairman, CEO and President
Charles K. Wagner, Jr., Chairman, CEO and President
Charles serves as the Chairman, CEO, and interim President of both United Trust Bank and United Bancorp, Inc (the holding company of United Trust Bank). Charles became CEO on November 28, 2018 after helping raise capital to improve the operations of our Bank. Charles has 27+ years of experience in both Banking and Financial Services. Most recently he was President of CBC National Bank and Coastal Banking Company (holding company of Bank) which was sold in April 2018. Charles earned a BBA in Finance from the University of Georgia. His passion is helping individuals and businesses to become successful at all aspects of business and life.
Janice J. Satala-Erdakos, Vice President & Chief Operating Officer
Janice started her career in banking in the mid-90's and has been working in Community Banks since. With 20+ years in the Banking Industry, she has served in many capacities and areas from Accounting to Lending. Although she was hired by United Trust Bank in April 2003 as the Loan Operations Manager, her expertise in other areas of the Bank allowed us to utilize her in the Operations area where she serves as Vice President of Operations.
Kevin Ostendorf, VP of Lending/Credit Manager
Kevin brings over 30 years of banking experience to United Trust Bank with a concentration in commercial lending and loan servicing. He is responsible for the management of the credit department. Kevin has worked as the Vice President for Loan Servicing for Lakeside Bank, Assistant Vice President of Loan Servicing for Bank Financial and most recently was with J.P. Morgan Chase. Kevin is a graduate of Illinois State University with a degree in Business Administration.