America's Community Lender
At United Trust Bank we provide financial solutions to our customers while being fully committed to offering exceptional service and value. Unlike many banks and mortgage lenders, our bank is owned by our employees, not just stockholders. This important difference allows us to be more focused on the people we serve. Across the nation, our team has improved the financial future of thousands of customers -- helping them secure cash, lower their rates and reduce their monthly payments. We maintain a strong commitment to creating lifelong relationships with our customers in communities nationwide.
Please accept our invitation to contact us or to come see us in the Bank. We will show you just how important you are to our community and hope to earn your business today and every day.
Sincerely,
Charles K. Wagner, Jr.
Chairman, CEO and President
Leadership Team
Charles K. Wagner, Jr., Chairman, CEO and President
Janet Miller, Vice President & Operations Manager
Janet started her career in banking as a full-time teller while putting herself through night school at the University of Central Florida. She has over 30 years of experience in all facets of loan and deposit operations, and has overseen Loan & Construction Loan operations at four different community bank groups in the Chicagoland area. Her passion is helping customers achieve their personal and business goals.
Thomas J. Flournoy, Chief Financial Officer
Tom joined United Trust Bank as a career banker with over 35 years of community banking leadership in Finance and Accounting, Audit and Risk, Operations, and Information Technology. He has extensive experience in bank and mortgage accounting and reporting and regulatory examination management. Tom originally spent fourteen years as Vice President and Controller of a large Indiana-based regional bank. He then spent the last eighteen years as the CFO/COO for six community banks located in several midwestern and southern states.
Timothy P. Forkin, President, Mortgage Division
John has a proven track record of developing and implementing risk management strategies for leading community banks. With over 20 years of experience in the financial services sector, he has successfully navigated complex regulatory environments and guided organizations through risk assessment, mitigation, and compliance. He is a graduate of DeVry University with a BA degree in Accounting.